Drawbacks To Vanilla Prepaid Card

Both the Mastercard and the Visa versions of this gift card can be used to make shopping online easier. However, there are a few disadvantages to these cards:

  • You cannot reload the card
  • You cannot make pay-at-the-pump transactions
  • You cannot use them to pay recurring bills
  • You cannot use them to withdraw card from the ATM
  • They cannot be refunded for cash back
  • If your card is lost or stolen, you can only get a replacement if you have your card number written down or memorized.
  • The card has low maximum balances. You will need to use this card with a combination of other payment methods if the purchase you are making exceeds the balance on your card.