Drawbacks To Vanilla Prepaid Card
Both the Mastercard and the Visa versions of this gift card can be used to make shopping online easier. However, there are a few disadvantages to these cards:
- You cannot reload the card
- You cannot make pay-at-the-pump transactions
- You cannot use them to pay recurring bills
- You cannot use them to withdraw card from the ATM
- They cannot be refunded for cash back
- If your card is lost or stolen, you can only get a replacement if you have your card number written down or memorized.
- The card has low maximum balances. You will need to use this card with a combination of other payment methods if the purchase you are making exceeds the balance on your card.