Get virtual dollar cards that actually work

Use our Virtual Dollar Mastercard and Visa card to shop online, pay for services, or make international purchases.


Get Free Virtual USD Cards on Cardtonic

Online payments feel impossible with card rejections and restrictions. In fact, some music platforms like Apple Music don’t accept Nigerian debit cards.

Cardtonic gives you instant access to one of the best virtual dollar cards in Nigeria for smooth and convenient transactions. So you can shop and pay online freely without limits, and experience the financial freedom you deserve.


Why you need a virtual USD card from Cardtonic?

Cardtonic's dollar card offers an easy way to handle all your international payments. Here are the benefits of using the virtual card for your foreign transactions:

Global Acceptance

Experience the freedom to shop online or make international purchases at any vendor that accepts Visa or Mastercard.

Fund with Naira

No need for a separate dollar account. Easily top up your Virtual dollar card balance with your Naira from your Cardtonic wallet.

Convenience On-The-Go

Your world of international transactions is just a tap away. Access your virtual dollar card details directly from your virtual bank account.

Best Conversion Fees

Make purchases worldwide without annoying currency conversion fees—more money in your pocket.

How to get a virtual dollar card in Nigeria (Video Guide)

Frequently Asked Questions

How do I get a Virtual Dollar Card in Nigeria?

To get a dollar virtual card in Nigeria, download the Cardtonic app and complete the KYC procedure within the platform. This will grant you access to create the Cardtonic Virtual Dollar Card, allowing you to enjoy the convenience of international transactions and online shopping.

Is Cardtonic’s Virtual Dollar Card secure?

Yes, Cardtonic’s virtual dollar card has an extra layer of security to protect your transactions, making it a safe option for international payments.

Are there currency conversion fees when using the Virtual Dollar Card?

Our fees are limited and one of the lowest in the market. You can save on currency conversion fees when using the virtual dollar card, making it cost-effective for international transactions.

Can I link my Cardtonic Virtual Dollar Card to my existing bank account?

No. The card is a standalone card that can be used independently of your existing bank account for international transactions.

Can I have multiple cards with different currencies?

Currently, Cardtonic only offers cards for transactions in USD. However, we are actively exploring options for additional currencies to enhance your experience.

Do I need a domiciliary account to obtain Cardtonic's virtual dollar card?

No, you don't need a domiciliary account. You can easily fund your card using your naira wallet on Cardtonic.

Is there a limit to how much I can load on my card

The loading limit on your Virtual Dollar Card may vary, but it offers flexibility to accommodate your international spending needs.

What should I do if I lose my Cardtonic virtual card details?

If you misplace your card details, you can easily retrieve them from your Cardtonic account.

What should I do if I need help with my card?

You can contact our dedicated customer support team if you need assistance. We are always available to help you with any questions, concerns, and issues.