Just Gadgets

Buy affordable gadgets from the comfort of your favourite app.

Virtual Dollar Card

Virtual Dollar Card

Shop online, pay for services, or make international purchases.

Sell Gift Cards

Sell Gift Cards

Exchange unused gift cards for cash at amazing rates.

Bill Payment

Bill Payment

Buy airtime, data, and pay utilities in 100+ countries.

Buy Gift Cards

Buy Gift Cards

Buy over 14,000+ local and international gift cards.

Virtual Bank Account

Virtual Bank Account

Open a Naira bank account for easy transactions.

Universal eSIM

Universal eSIM

Buy local and international eSIM with local payment methods.

Developer API

Developer API

Integrate gift card services into your platform.

Blog

Blog

Get the latest news, articles, and updates from Cardtonic.

Rate Calculator

Rate Calculator

Check how much you get for your gift cards.

Upskill

Upskill

MacBooks giveaway contest for tech enthusiasts.

#CTGivesBack

#CTGivesBack

Learn about our community give-back initiatives.

Get In Touch

Get In Touch

Reach out to us or follow us on social media.

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One App,
Endless Possibilities

USD Wallet

Hold Dollars, fund your wallet with stablecoins and use your balance across Cardtonic. You can also convert your Dollars or withdraw them as supported stablecoins.

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USD Wallet

Sell Gift Cards

Sell your unused gift cards and choose to receive your payment in Shillings or Dollars

Sell Gift Cards Now

Sell Gift Cards

Buy Gift Cards

Choose from over 14,000 local and international gift cards for shopping, gaming, streaming and more

Buy Gift Cards Now

Buy Gift Cards

Virtual Dollar Cards

Create a virtual dollar card for subscriptions, online shopping and international payments.

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Virtual Dollar Cards

Buy eSIMs for 140+ Countries

Buy an eSIM for over 140 supported countries and stay connected without changing your physical SIM card.

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Buy eSIMs for 140+ Countries

International Bill Payments

Pay airtime, data and other supported bills in Kenya and over 100 countries using your KES or USD Wallet.

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International Bill Payments

Frequently Asked Questions

How do I get paid when I sell a gift card in Kenya?

When submitting your gift card, choose whether you want to receive your payment in your KES Wallet or USD Wallet. Once the trade is completed, the money will be added to the wallet you selected.

Can I withdraw to M-Pesa?

Yes. You can withdraw money from your KES Wallet to your M-Pesa account. Before confirming the withdrawal, check that the M-Pesa details belong to the correct recipient.

How can I fund my Cardtonic account?

You can sell a gift card and receive the payment in your KES or USD Wallet. You can also fund your USD Wallet directly with supported USDC or USDT deposits.

Does it cost anything to convert between my wallets?

No. Converting between your own Cardtonic wallets is free.

How many wallets can I have?

You can have up to five. You'll start with a Shilling Wallet and USD Wallet, then you can add Naira, Cedis and Rand Wallets whenever you need them.

What documents do I need to verify my account?

Your Kenyan National ID, passport, driver's licence or resident permit. One is enough.

Can I get a virtual dollar card in Kenya?

Yes, you can. Create a card in the app and use it for online shopping, subscriptions, and international payments.