Pay International Bills with Local Currencies.

You can buy International Airtime, Data, and make Utility Payments in 140+ countries without a foreign card.

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Frequently Asked Questions

Which countries can I pay international bills for on Cardtonic?

You can pay for bills in multiple countries across Africa and beyond. The full list of supported countries is available inside the app.

How do I pay international bills on Cardtonic?

Simply log into your Cardtonic account, go to the "Bills" section, select International Bill Payment, choose your bill type and country, then confirm your payment.

Can I pay international bills while I'm still in Nigeria or Ghana?

Yes! You don't need to be abroad. As long as you have a Cardtonic account, you can pay bills for any supported country instantly.

How do currency conversions work when I pay international bills?

You'll always pay in Naira or Cedis. we automatically convert your payment to the correct currency for that country, at transparent rates.

What payment methods can I use for international bill payments?

You can pay using your Cardtonic wallet balance, fund your account with gift cards, or make a direct bank transfer.

What if my payment fails or the provider doesn't confirm receipt?

If a payment fails, your funds will be reversed automatically. You can also contact Cardtonic Support for instant help through the app.

How do I confirm my international bill payment was successful?

You'll see a success screen immediately, and the payment details will be saved in your Cardtonic transaction history for easy tracking.

Is it safe to pay international bills on Cardtonic?

Yes, 100%. At Cardtonic, we use advanced encryption and secure payment systems to protect your data and transactions.

What kind of international bills can I pay on Cardtonic?

You can pay for airtime, data, internet, TV subscriptions, and electricity across multiple supported countries.

Can I send airtime or data to someone abroad?

Absolutely. Simply select their country and network, enter their phone number, and pay using your Cardtonic wallet. They'll receive it instantly.

Pay International Bills with Local Currencies.

Why Use Cardtonic for International Bills?

Global Coverage

Local Currency, Global Reach

All-in-One App

Trusted by Millions

How to Pay International Bills on Cardtonic