How to Pay for TikTok Ads in Nigeria 2025

Earlier this year, my cousin started a clothing brand in a popular city in the country. As with most start-up businesses, she struggled to make sales. So she began seeking advice from people who have been in the game for a long time.

All the business owners she consulted gave her different pieces of advice. But one thing was common to almost all their insights: run TikTok ads.

And there came another challenge. She had no idea how to run TikTok ads. I mean, she’s not even the social media type. So I offered to help her.

As someone who isn’t new to running TikTok ads, I knew Naira cards hardly ever work. So I funded my Cardtonic virtual dollar card and used it to pay for the TikTok campaign.

Why am I writing this guide? The answer is simple. I want to help you, my virtual cousin. If you are stuck on how to pay for TikTok Ads in Nigeria, you’re in the right place. Let me show you how it’s done.

Step-by-step Guide on How to Pay for TikTok Ads in Nigeria

To pay for TikTok ads in Nigeria, first create a Cardtonic virtual dollar card through the Cardtonic app. Fund your wallet, verify your account, and generate your card. Then, log in to your TikTok Ads Manager, set up your campaign, and choose Credit/Debit Card as your payment method. Enter your virtual dollar card details, confirm payment, and your ads will go live instantly.

Get a Virtual Dollar Card:

1. Download the Cardtonic mobile app from the Google Play Store or App Store and create an account. 

2. Next, provide a means of identification to verify your details and fund your wallet balance. 

3. Navigate to “Virtual Dollar Card” on the homepage and click on it. 

4. On the next page, you’ll see the cost of the card. Click on “Continue” at the bottom of the page to proceed.

5. Choose the type of card you want and correctly input your billing address. Then, click on “Create Virtual Card” at the bottom of the page to create your card.

Congratulations, if you correctly followed the procedure above, you have successfully created your Cardtonic virtual dollar card. Now, it’s time to use it to pay for TikTok ads.

You can watch the video below for more practical steps on how to create a virtual dollar card on Cardtonic.

Pay on TikTok:

1. Firstly, create a TikTok Manager account. Provide your business details and verify the account.

2. Set up your ad campaign by choosing your target audience, ad format, budget, etc.

3. Now, choose how to make the payment for your campaign. Select “Credit/Debit Card” as your payment method. Always use Cardtonic’s virtual dollar card to avoid card rejection.

4. Provide your Cardtonic virtual dollar card details to complete payment.

5. Confirm the payment and launch your ad campaign. 

Congratulations, you have successfully paid for your TikTok ad.

3 Reasons You Should Pay for TikTok Ads with Cardtonic Virtual Dollar Card

People use the Cardtonic virtual dollar card to pay for TikTok ads for numerous reasons. These include acceptance, security, and customer support.

1. Acceptance:

Getting the “insufficient funds” message while trying to make payments sucks. But your card is being declined despite having enough balance on it? That’s a whole new level.

To be honest, card rejection hurts. That’s why many people have made the Cardtonic virtual dollar card their companion. With the globally accepted virtual card, you can shop and make payments on international platforms like Grammarly, TikTok and more with no hassle.

If you’re still second-guessing which card you should use to pay for TikTok ads in Nigeria, the Cardtonic virtual dollar card is your best bet. That’s what I used for my cousin after all. 

2. Security:

Cardtonic doesn’t just ensure you can make payments whenever you want to. The leading fintech company also ensures the payment process is safe at all times.

Yes, you can pay for TikTok ads in Nigeria with your two eyes closed, provided you are using the Cardtonic virtual dollar card. The platform has an unmatched security infrastructure to protect your information and funds.

I’ve never had a reason to worry about my security, despite using the card numerous times to make online payments.

3. Customer support:

Another reason you shouldn’t hesitate to use the Cardtonic virtual dollar card to pay for TikTok ads is customer service.

If you ever have issues with payments for your TikTok advertisement, the Cardtonic customer support team is always ready to assist. You can always reach the team on live chat, calls, or emails.

Frequently Asked Questions About How To Run TikTok Ads in Nigeria

1. How Much Do TikTok Ads Cost in Nigeria?

TikTok ads cost from $4.20 (About ₦‎6,300) to $9.00 (About ₦‎ 13,500) CPM (cost per 1,000 impressions) in Nigeria. The actual cost depends on your target audience, ad format and placement, among other factors.

2. Which Card Can I Use to Fund My TikTok Ads Manager Account?

You can use the Cardtonic virtual dollar card to fund your TikTok Ads Manager account without breaking a sweat. It’s not only fast but safe as well.

3. How Do I Pay for TikTok Ads in Nigeria in Naira?

You can pay for TikTok ads in Naira using Naira cards. But the bad news is, most naira-denominated cards get declined on the platform. It is advisable to use virtual dollar cards to avoid card rejection.

4. How Do I Pay for TikTok Ads in Nigeria on iPhone?

To pay for TikTok ads in Nigeria on an iPhone is pretty easy. The first step is to get a virtual dollar card from a reliable platform and fund it.

Use the iPhone to open TikTok Ads Manager via the app, and add the card as a payment method in the finance section. Save the card and use it to pay for your TikTok ads. It’s that simple.

5. What Should Be My TikTok Ads Minimum Budget?

The minimum budget for your TikTok Ads depends on your advertising goals. However, experts recommend a minimum of $1,000 (About ₦‎1.5 million) to $3,000 (About ₦‎4.5 million) per month for better results. It’s also worth noting that TikTok sets a minimum of $50 (About ₦‎75,000) per campaign on the platform.

6. Can I Use My Cardtonic Virtual Dollar Card for Other Ad Platforms Too?

Yes, you can. The same virtual dollar card you use for TikTok also works perfectly for other ad platforms like Google Ads and Meta Ads (Facebook and Instagram). 

Conclusion

Let’s be honest, TikTok advertising in Nigeria has helped existing businesses to scale or start-ups to gain ground. As an entrepreneur who desires growth, knowing how to run TikTok ads in Nigeria is a no-brainer.

With this guide, you’re now equipped to successfully pay for TikTok ads in Nigeria. And if you ever get stranded, you can always revisit this article. Good luck, my virtual cousin!