How to Pay for Grammarly Premium in Nigeria 2025

Let me guess, you are here because you have an article with a very tight deadline that needs “heavy editing” before you hit submit.

I’m going to assume you already use Grammarly’s free version and know it helps correct basic grammar and punctuation errors. But we both know that is not enough. 

Grammarly Premium is simply better. It improves flow, clarity, tone, plagiarism checks, and even AI detection checks. In short, the Premium subscription makes the tool more efficient at revamping your article.

Now that we’ve established why Premium matters, let’s talk about how to actually pay for it. And honestly, subscribing shouldn’t stress you any more than the article you’re trying to edit.

Therefore, as someone who also uses Grammarly Premium, I’ll walk you through three reliable methods I use to pay for Grammarly Premium. Let’s get into it!.

How to Pay for Grammarly Premium in Nigeria

The three reliable ways to pay for Grammarly Premium as a Nigerian include a Naira Card, a Virtual Dollar Card, or through PayPal. 

1. Naira Card:

I know you were not expecting to see the Naira Card as a reliable means of payment for international transactions such as Grammarly Premium. Well, the FX limit has started to rise, and the ban on Naira Cards for foreign transactions has been lifted.

Therefore, as long as you own a Naira card, you can easily carry out online foreign transactions. The best part is that you can make this transaction anywhere and at any time. 

How to Pay for Grammarly Premium Using a Naira Card

To pay for Grammarly Premium using a Naira card, log in to your account, select your desired Premium package and use your Naira Card to pay for the transaction. 

1. Log in to your Grammarly account and click on the green button that says “Get Grammarly Pro”

2. Choose between the Annual, Quarterly or Monthly subscription plan displayed on your screen.

3. Click on the select region and choose Nigeria”.

4. Input your Naira Card number, expiration date, and security code. 

5. Tap on complete transactions and follow the remaining on-screen instructions. 

The process is straightforward, and if you ever hit a roadblock, you can easily reach out to your bank’s customer care to fix it. 

2. Virtual Dollar Card:

Even though I’m lost in a trance and you tap me to ask for the best method to pay for online subscriptions, I’ll scratch my eyes and mumble the words Virtual Dollar Cards. 

Yes. It is that good, especially if you get your virtual dollar card from a fintech app like Cardtonic.

In case you don’t know, Virtual Dollar Cards are online debit cards you can use for international transactions. You can get one anytime and anywhere with just your mobile device and an internet connection. Beyond the convenience, they are cheap to obtain, reliable, and very easy to use.

You can get a working Virtual Dollar Card from Cardtonic. It is what I use, and it works well for me. If you want to try it out, download the app from the Play Store or App Store and sign up. Afterwards, log in to your page and scroll through the app to get familiar with it (it is pretty easy to use).

Now, on the dashboard, click on “Virtual Dollar Card” and follow the on-screen instructions. You’d be charged $1.50 (in the Naira equivalent) for the card. Just in case you are stuck, you can watch this video to get a better understanding of how to set up your Cardtonic’s Virtual Dollar Card.

How to Pay for Grammarly using a Virtual Dollar Card 

To pay for Grammarly Premium using a Virtual Dollar Card, you need to set up your card, log in to your account, change your region to “USA”, and follow the on-screen instructions. 

1. After setting up your Virtual Dollar Card, go to the Grammarly website and log in to your account. 

2. Click on Get Grammarly Pro and choose your preferred package from the ones displayed. 

3. The most important thing to do when using a Virtual Dollar Card for Grammarly Premium subscription is to change your country to the USA. This is because you will be making your payment in dollars. 

4. Once the region has been changed, enter the details of your card.

5. Complete the transaction and get your Grammarly Premium in a minute. 

With a Virtual Dollar Card, you can pay for your Grammarly Premium and start editing your article instantly, even if your submission deadline is just 30 minutes away.

3. PayPal:

The last but not least method I’ll recommend for paying for Grammarly Premium is PayPal. Back when the Naira Card was banned from online payments, PayPal became the go-to option for those of us who make foreign transactions.

And as expected, getting started on PayPal is easy. You just have to get a PayPal account and connect a card to it. 

Personally, I linked my Virtual Dollar Card to my PayPal account. Some people suggest you link your Naira Card to the platform, but I don’t recommend it. I’ve tried it before, and it was unsuccessful. Therefore, I’ll advise you to just use your Virtual Dollar Card to get the best experience. 

How to Pay for Grammarly Premium Using PayPal 

To pay for Grammarly Premium using PayPal, log in to your account, choose your preferred package, and select PayPal as your preferred option. 

1. Log in to your Grammarly account.  

2. Tap on Get Premium and choose your preferred plan. 

3. On the right part of the screen, just beside the Credit Card option, you’ll see PayPal. Click on it. 

4. Leave the region as Nigeria and tap on PayPal Checkout. 

5. You’d be directed to a PayPal website, which will require you to log in again. 

6. Follow the screen instructions as PayPal will use your linked Virtual Dollar Card to make the Grammarly payment. 

I know I said I’d scream Virtual Dollar Card at the top of my voice if asked about the best way to make international payments. However, linking the card to PayPal feels easier, especially for sites like Grammarly that support this method. And if you think about it, you’re still using a Virtual Dollar Card, just with a more “Nigerian” friendly process.

Frequently Asked Questions on How to Pay for Grammarly Premium

1. How Much Does Grammarly Premium Cost Per Year?

Per year, Grammarly Premium currently costs $144. If you cannot afford that, you can get the quarterly package at $80 or the monthly package at $30.

2. What is the Difference Between the Free Version and Grammarly Premium?

Grammarly’s free version offers basic grammar and punctuation suggestions. The Premium, on the other hand, helps with tone and clarity suggestions. It adjusts each sentence and makes the entire article read well. Premium also features plagiarism and AI checkers that can help you proofread your articles thoroughly. 

3. Can I Pay for Grammarly Premium with a Naira Debit Card?

Yes, you can pay for Grammarly Premium using a Naira debit card. You just need to ensure your card is up to date, and you are good to go.

4. Is there a Grammarly Student Plan?

No, Grammarly doesn’t have a separate “Student Plan.” As a student, you can confirm if your school has the Grammarly Education plan that you can access as a student. If your school isn’t subscribed to the education plan, you can opt for the individual Premium plans instead.

5. What is the Difference Between Grammarly Business and Premium?

If you need an advanced Grammarly plan for yourself only, then you should get a Grammarly Premium. But if you work within a team and need to collaborate with others, then you can opt for the Grammarly Business plan. They are both advanced plans, only that the Business plan comes with extras like centralised billing, team analytics, style guides, and brand tone suggestions. 

6. Can You Pay for Grammarly Monthly?

Yes, you can. Although it is the most expensive package, you can get it if you need a Premium account for a short period of time. This plan costs $30.

Conclusion 

At this point, getting a Grammarly Premium subscription shouldn’t have you staying up all night with red eyes. It is a straightforward process if you follow any of the two methods that I discussed in this article. 

Luckily, both methods, the Naira Card and Virtual Dollar Card, are affordable and can allow you to pay for any other international transaction in no time.