How Much Naira is a $100 eBay Gift Card? – August 2025

I never knew the importance of checking the rate of a gift card before exchanging it for cash until I learned my lesson the hard way. I redeemed my $100 eBay gift card on a random gift card platform and casually mentioned it to my friend. Only for him to tell me that the rate of eBay gift cards is higher than that, and I have been scammed.

I didn’t believe him at first until we decided to check the current price of a $100 eBay gift card in Naira. Surprisingly, it was almost twice the price I sold it for.

It was a painful but avoidable experience if only I had checked how much it was worth before selling it.

To avoid this kind of experience, I’ll show you how much a $100 eBay gift card is currently worth in Naira and where you can sell it for cash at a high rate in Nigeria.

How Much is a 100 Dollar eBay Gift Card in Naira?

There’s no fixed price for a $100 eBay gift card in Naira, as there are several factors that determine its worth.

For instance, if you have a $100 eBay eCode gift card, you will get about ₦50,000 to ₦60,000. However, if it’s a $100 eBay physical gift card, you’ll get as high as ₦89,000 to ₦95,000.

To make it easier, here’s a table showing the price of different $100 eBay gift cards in Naira.

However, these prices regularly change. The rate can increase or decrease depending on various factors.

The best way to check the current rate without worrying about the fluctuation is by using the Cardtonic rate calculator. All you need to do is enter your gift card details, and the calculator will automatically display its worth in Naira.

This calculator is easy to use and prevents you from selling your eBay gift card at a ridiculously low price.

How to Check the Rate of eBay Gift Cards Using the Cardtonic Rate Calculator

To check the current rate of eBay gift cards in Naira using a gift card rate calculator, visit the Cardtonic website, enter your gift card details, and get the current price in Naira instantly.

1. Visit the Cardtonic website.

2. Click the “Select category” dropdown and choose eBay gift card from the list.

3. Click the “Select sub-category” dropdown and choose the type of eBay gift card you have.

4. Enter the amount of your gift card in the “Enter Amount” section.

5. Check the “NGN Payout” section to see the current price of your gift card in naira.

Factors Affecting the Rate of eBay Gift Cards

The rate of eBay gift cards changes regularly due to various factors like dollar to Naira exchange rates, market demand and supply, gift card type, trading platform, and gift card condition.

1. Dollar to Naira Exchange Rates

The fluctuation of the dollar to naira exchange rates affects the price of everything in Nigeria, so it is safe to blame gift card rate fluctuations on the Dollar-to-Naira exchange rates, too—don’t you think?

No, I am not trying to pass the blame here. The reason exchange rates affect the price of gift cards is that most of them are priced in dollars, and the amount you get when you convert them to Naira depends on the current exchange rate.

For instance, if you trade your gift card when the dollar is high against the Naira, you’ll earn more money, but if the value of the Naira increases against the dollar, you’ll earn less. 

So next time you are wondering why gift card rates increase or decrease, just remember that the exchange rate is one of the reasons behind it.

2. Demand and Supply

The basic law of demand and supply in economics also affects the rates of eBay gift cards. If more people want to buy eBay gift cards and there’s a limited number available in the market, their rate will increase because people are willing to pay more just to get them.

For example, during seasonal periods like Christmas, when many people want to buy gift cards as gifts for their loved ones, the price of eBay gift cards often increases. Why? It’s because there’s a high demand for them. At the same time, the price may drop once the holiday is over because the number of people who need them will decrease.

3. Trading Platform

The trading platform you choose to redeem your eBay gift card also affects how much you’ll get when you convert it to Naira. If you trade your gift card on a platform that offers a high rate without any hidden charges, you’ll earn more from your eBay gift card.

This is one of the reasons why I prefer Cardtonic over every other gift card platform in Nigeria, anytime and any day. Ever since my friend introduced me to the platform, I have been steadily enjoying high rates without paying any additional charges.

You should also give Cardtonic a try if you want to earn more money when you convert your eBay gift card to Naira.

4. Gift Card Type

The type of eBay gift card you have also affects its exchange rate. If you have a physical eBay gift card, you will earn more from it because they are in high demand, and, just like you know, high demand often leads to high rates. 

However, if it’s an eCode eBay gift card, you’ll likely get a lower rate.

No hard feelings; it’s because there’s a low demand for them in the market.

5. Card Condition

The condition of your eBay gift card also affects how much you get when you convert it to cash. If you have an unused and brand-new eBay gift card, you’ll get a better value from it. 

However, if your gift card is partially used or the redemption code is unreadable or scratched, you’ll earn less from it.

The reason is simple: this type of gift card is often difficult to verify. And there is also a high chance that it has been reported to be lost or stolen. So, gift card platforms or traders will rather offer a low price for it so they don’t lose money.

Where to Sell $100 eBay Gift Cards for Instant Cash in Nigeria 

If you’re looking for where to sell your eBay gift card for instant cash at a high rate in Nigeria, Cardtonic is your go-to option.

This gift card platform offers one of the highest rates in Nigeria, which is one of the reasons many Nigerian gift card traders choose to trade gift cards on the platform.

Come to think of it, who wouldn’t choose a platform that allows them to earn more money? Definitely not me.

Another standout feature that makes Cardtonic the best place to sell your eBay gift card is the transparent trading process. You can easily check how much your gift card is worth before selling it using the rate calculator, and the transactions are also processed instantly, ensuring your bank account gets credited immediately after your transaction is verified. 

The process of selling gift cards on Cardtonic is straightforward. Just download the app or visit the website, sign up for an account, navigate to the ‘Sell Gift Card’ section, enter the details of your gift card, and click the ‘Proceed’ button to complete your trade.

Want a visual guide on how to sell gift cards on Cardtonic? Check out the video below:

Frequently Asked Questions About the Price of eBay Gift Cards

1. How Much is a $50 eBay Gift Card in Nigerian Money?

A $50 eBay gift card is worth about ₦40,000 to ₦50,000 in Nigerian money, but this price is not fixed. The best way to get the current price is by using the Cardtonic rate calculator.

2. What Can I Use an eBay Gift Card for in Nigeria?

There are several things you can use an eBay gift card for in Nigeria. You can buy different items such as electronics, clothing, jewellery, and more directly on eBay’s website. Or you can choose to sell them for cash on Cardtonic.

3. Which Site Can I Buy eBay Gift Cards Online in Nigeria?

There are several sites to buy eBay gift cards online, including eBay’s official website or on platforms like Cardtonic.

4. How Do I Check My eBay Gift Card Balance?

The process of checking the remaining balance on your eBay gift card is straightforward. Just visit the eBay gift card balance checker page, enter your gift card code, and click the “Check Balance button. The remaining balance on your eBay gift card will be displayed.

5. How Long Does an eBay Gift Card Last?

An eBay gift card often lasts for a long time because they do not expire. You can use it any day and at any time.

Conclusion 

The importance of checking the current price of your gift card before selling it for cash cannot be overemphasised. It prevents you from selling it at a low price, just like I ignorantly did. It also helps you know how much you’ll get even before selling it.

In this article, I have shown you how much a $100 eBay gift card is in Naira and how to check the current rate using the Cardtonic rate calculator.

I also explained why the rate of eBay gift cards varies and where you can sell them for instant cash in Nigeria at a higher rate.