5 mins read Tutorials

A Comprehensive Guide On How To Pay For Instagram Ads

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Only those who want to lie to themselves will not accept that social media has dramatically influenced advertising. Nowadays, people capitalise on social media audiences to grow their brands. Wait a minute. Do you even know how to pay for ads on Instagram?

You see, it’s one thing to know that advertising on social media is a game changer for your business. And it’s another thing to be able to pay for ads on these platforms.

Many people find it difficult to pay for ads on Instagram for a variety of reasons. You shouldn’t be one of them.

In this piece, I’ve created a comprehensive guide to paying for Instagram ads. Let’s get started!

Why Can’t I Pay for Instagram Ads?

One of the main reasons people struggle to pay for Instagram ads is that local debit cards are often rejected or restricted for international transactions. Since Instagram charges in dollars, traditional Naira cards often don’t work because of the currency mismatch. Other reasons why you can’t pay for Instagram ads include monthly FX limits or insufficient funds on your card. 

And to be honest, a virtual dollar card is the surest way out of those nightmares. 

3 Ways To Pay For Instagram Ads In 2026

In 2026, you can pay for Instagram ads through direct payments, Facebook/Meta Ads Manager, and third-party payment platforms.

  1. Direct Payments:

The first and most common way to pay for Instagram ads is through direct payments. To do this, boost a post you want to promote and pay directly with your credit or debit card. 

You can also explore prepaid Naira funding through local bank transfer or Naira cards. However, these options aren’t as reliable as virtual dollar cards. 

Expert tip: Don’t boost a post in the Instagram iOS app, as Apple charges a 30% service fee. Instead, use a web browser or use Meta Ads Manager.

  1. Facebook/Meta Ads Manager:

Facebook and Instagram are part of the same parent company, Meta. You can easily pay for Instagram ads using your Facebook Ads Manager.

You can fund your Facebook Ads account with PayPal or a credit or debit card.

  1. Third-party payment platforms:

Third-party payment platforms make paying for Instagram ads easier than ever. You can seamlessly pay for your Instagram ads using virtual dollar cards from platforms such as Cardtonic. 

How To Pay For Instagram Ads With The Cardtonic Virtual Dollar Card In 5 Minutes

Cardtonic virtual card is arguably the best virtual card for Instagram ads. And using it to pay for Instagram ads is no rocket science. All you have to do is get the Cardtonic virtual dollar card, log into your Instagram account, navigate to the “ad payments” section, and add your card as a payment method.

Step 1: Get the Cardtonic virtual dollar card:

The first step in paying for Instagram ads is to get a globally acceptable card like Cardtonic. It’s easy to get the Cardtonic virtual dollar card.

Virtual dollar card

Step 2: Log in to your Instagram account:

Next, log in to your Instagram account.

Step 3: Navigate to the “Ad payments” section on your profile:

To continue, click the profile icon in the bottom-right corner of your account homepage. On the next page, click the dashboard icon at the top right-hand side to proceed. Then, click on “Ad Payments” to continue.

Note: If you regularly run Instagram ads, it’s best to add the card to your Meta Ads Manager’s Billing details. 

Step 4: Click on the “Add Payment Method” tab:

To proceed, click on the “Add Payment Method” tab in the middle of the page. 

Step 5: Select “Debit or Credit Card”:

From the displayed options, select “Debit or Credit Card” and continue. 

Step 6: Carefully enter the card details and save:

Carefully provide the card’s information, such as name, number, expiry date, and security number. Proofread the details and save.

Step 7: Set up your Instagram ad campaign:

Now that you have linked your Insta account with the Cardtonic virtual dollar card, you can proceed to create your ad campaign and pay with the card. 

A simple way to do that is to click on the “Boost Post” tab on any post you want to promote and follow the prompts.

Step 8: Monitor and improve your ad performance:

Once your ad campaign is up and running, you can monitor its performance using the insights Instagram provides. You can use these insights to improve your campaign’s results. 

That’s how you can pay for Instagram ads in Nigeria. It’s that simple.

3 Reasons To Pay For Instagram Ads With The Cardtonic Virtual Dollar Card

Perhaps you are wondering why you should pay for Instagram ads with the Cardtonic virtual dollar card; the reasons are simple. It is cost-effective, convenient, and secure.

virtual dollar card on Cardtonic

  1. Security:

No one wants to use a platform where their personal and financial details will be compromised. This is why you need the Cardtonic virtual dollar card not only to pay for Instagram ads but also for other international transactions. 

Your details are totally safe, and your transactions with the card are secure.

  1. Convenience:

The convenience of using the Cardtonic virtual dollar card cannot be overemphasised. You can access your card anytime, anywhere through your Cardtonic app. 

What’s more? You can fund the card directly with Naira, eliminating the need for a separate dollar account. 

  1. Cost-effectiveness:

I bet everyone wants to save money whenever possible, especially in the current economic situation. This is the privilege of using the Cardtonic virtual dollar card to pay for Instagram ads. 

With the Cardtonic card, there’s no annoying currency conversion fee—which means more money is available to spend on Instagram ads. 

Frequently Asked Questions About Paying For Instagram Ads

  1. What Card Can I Use To Pay For Instagram Ads In Nigeria?

You can use the Cardtonic virtual dollar card to pay for Instagram ads in Nigeria. It is secure, convenient, and cost-effective.

  1. How Much Does Instagram Charge For Paid Ads?

Instagram charges an average of $0.01-$0.08 (about N13.00 to N110.56) per ad engagement and $5.00-$11.00 (about N6,500.00 to N14,800.50) per 1000 views. Competition in your industry, ad quality, and other factors influence ad pricing. The Nigerian government also charges 7.5% VAT on digital services, so you will pay an extra 7.5% on your ad budget.

  1. Do Instagram Ads Increase Followers?

Yes, Instagram ads increase followers. It all comes down to how strategically you target your ideal audience and implement a clear call to action that encourages users to follow your profile.

  1. Is It Worth It To Pay For Instagram Ads?

Yes, it is worth it. However, achieving the desired results from your Instagram ad campaign depends on your objectives, budget, target audience, and ad quality.

  1. How Long Does It Take For An Instagram Ad To Be Approved?

It usually takes about 24 hours for Instagram to approve or reject an ad. However, if ad volume is high, the review process may take longer. Also, ensuring that your ad adheres to Instagram’s guidelines will speed up the approval process.

  1. Does Instagram Accept a Naira Card?

No, Instagram does not accept a Naira card. This is because the platform requires payment in US dollars, and conversion can be an issue. Also, many Naira cards issued by banks are restricted to local transactions only.

  1. Does Instagram Pay Nigerians?

Yes, Instagram now pays Nigerians. The platform allows content creators to monetise their content through channels such as gifts, subscriptions, and branded content. 

Conclusion

I believe that by now, you wouldn’t have issues paying for Instagram ads with the Cardtonic virtual dollar card. Remember, the first step to paying for Instagram ads is getting your Cardtonic virtual dollar card.

Social media advertising has proven effective for growing businesses. You shouldn’t miss out on this trend, since you can now access a card such as the Cardtonic virtual dollar card. Besides paying for Instagram ads, you can also use it to make purchases on popular e-commerce websites such as Amazon. 

The benefits of using Cardtonic virtual dollar cards for international transactions are numerous. Get the Cardtonic virtual dollar card today and break free from the restrictions on local debit cards for international transactions. Enjoy!

 

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