6 mins read Tutorials

How To Earn Income Online With Gift Cards In 2024

The economy isn’t getting any easier these days, and more people than ever are looking for creative ways to earn some extra income online. One unique opportunity that many overlook is making money with gift cards.

You might be surprised to learn that an estimated $3 billion in gift cards goes unused every year – essentially wasted since the funds on those cards never get redeemed.

What if I told you that you could turn those unused or unwanted gift cards into cash? In this article, I’ll show you exactly how to earn a nice side income online by buying and selling gift cards. 

By the end, you’ll understand the reasons behind converting gift cards to cash, where to find the best gift card trading opportunities, and how to efficiently sell unwanted cards online for maximum profits. So let’s dive in!

Why Do People Sell Their Gift Cards For Cash?

There are three main reasons why people choose to sell unwanted gift cards for cash: They received a card they can’t use or don’t want, the card is for a country/currency different from where they live, or they want to prevent the card’s value from going to waste.

1. They Received a Gift Card They Can’t Use or Don’t Want

We’ve all been in the situation of receiving a gift card to a store or service we have no intention of using. Maybe you got an Apple gift card, but you’re an Android user. Or a gift card for a clothing retailer that doesn’t fit your style. Instead of letting that card collect dust, selling it for cash is a smart way to get value from an unwanted gift.

2. The Card is For a Different Country/Currency

Gift cards are typically issued for use only in the country where they were purchased. So if you get a gift card for a U.S. retailer while living in Europe, Africa, or anywhere else, that card is essentially useless unless you plan on travelling to the United States. Converting an unusable foreign card to cash in your local currency is a no-brainer.

3. To Prevent the Value From Going to Waste

On a personal level, I absolutely hate seeing money and value go to waste. It pains me to think of all those billions wasted on gift cards that never get used! By selling an unwanted card for cash, you’re able to recoup most of the value instead of letting it expire over time. It’s money in your pocket rather than lining the pockets of big corporations.

How Can You Make Money With Gift Cards?

The two main ways to earn money by trading gift cards are buying unwanted cards at a discount to resell them, or selling gift cards you can’t use yourself for cash.

Gift card to cash

1. Buy Discounted Cards to Resell:

One approach is to act as the middleman – finding people looking to get rid of their unwanted gift cards and buying those cards at a discounted rate. Many are willing to sell their unused cards for 80-90% of the value just to have the cash in hand. 

You can then resell those same cards on a reputable gift card trading website like Cardtonic for closer to face value, keeping the difference as profit.

2. Sell Your Unwanted Gift Cards:

The other path is to sell gift cards that you’ve accumulated but have no use for yourself. We all end up with cards from birthdays, holidays or promotions for stores we don’t visit or values that are tough to spend down fully. 

Rather than letting that potential cash go to waste, you can trade in those cards on Cardtonic. The platform allows you to easily sell gift cards for up to 92% of their value.

Where To Trade Or Sell Your Gift Card For Cash

When it comes to finding a trusted platform for selling your unwanted gift cards for the maximum value, Cardtonic stands out as the go-to option if you live in Nigeria or Ghana. As the leading gift card trading website, Cardtonic allows you to get cash for your cards at the highest rates possible.


Whether you have physical gift cards or digital codes to sell, Cardtonic streamlines the process and ensures you get paid out quickly at competitive rates that maximize your earnings.

How To Trade Your Gift Card For Cash On Cardtonic

To sell a gift card on Cardtonic’s platform, simply download the Cardtonic app,  click “sell gift card,” provide your card details, upload images or codes, review the rates, and submit the trade.

1. Open the Cardtonic app on your mobile device.

2. Click on the “Sell Gift Card” icon.

3. Select the gift card category (e.g. Visa, Mastercard, iTunes, etc.).

4. Choose the appropriate sub-category based on the card’s details like country, physical/digital, and value amount range.

5. Enter the exact amount loaded on your gift card.

6. If you have a physical gift card, upload clear images of both the front and back. If it’s a digital card, simply input the redemption code.

7. Review the cash value Cardtonic is offering for your card on the transaction summary page, as well as the trade terms.

8. If you’re satisfied with the rate, click “Submit” to finalize the sale.

That’s all there is to it! It’ll take about 5 to 10 minutes for the transaction to be completed. For a visual walkthrough of these steps, you can check out this tutorial video:

Why Should You Trade Or Sell Your Gift Card On Cardtonic?

The top reasons to sell gift cards on Cardtonic include competitive rates, lightning-fast cash payments, and safe, secure transactions.

1. Get Maximum Value for Your Gift Cards:

Cardtonic consistently offers the highest payout rates for selling gift cards online in Nigeria and Ghana. You can typically get 85-92% of your card’s value in cash, significantly higher than the 75-80% offered by other marketplaces. 

For example, if you have a $100 gift card, Cardtonic may pay you $90 cash versus just $75-$80 elsewhere. Those higher rates really add up!

2. Fastest Payouts in the Region:

In addition to their unbeatable rates, a major advantage of Cardtonic is their commitment to lightning-fast payouts. Most transactions are processed and paid out to your mobile wallet within 30 minutes after verifying your card details. 

Compare that to the days or weeks you might wait to get paid with other sites. Cardtonic’s rapid payouts are unmatched.

3. 100% Safe and Secure: 

When selling gift cards online, security is a top priority. Cardtonic has an exceptional track record of keeping all transactions and user data completely safe and secure through advanced encryption. 

You’ll also appreciate the top-notch customer support at Cardtonic if any issues do arise. Cardtonic has a dedicated team available to quickly assist with any trading-related inquiries.

Frequently Asked Questions About Earning Income Online With Gift Cards

1. Can I Turn A Gift Card Into Money?  

Absolutely. Instead of letting unused gift cards go to waste, people can sell them for cash on online gift card exchange platforms like Cardtonic. Cardtonic makes it easy to convert unwanted cards into cash. Simply upload your card details, and Cardtonic will verify and process a cash payout, typically within 5-10 minutes.

2. Can I Transfer Gift Card Money To My Bank Account?

You cannot directly transfer funds from a gift card to your bank account. However, what you can do is sell the gift card on a site like Cardtonic, and the platform will deposit the cash value into your bank account.

3. Is Selling Gift Cards Profitable?

Yes, selling unwanted gift cards can be very profitable when you use a platform that offers the highest possible payouts. Cardtonic consistently provides payout rates of 85-92% of the gift card’s value. So, for a $100 gift card, you could get $85-92 in cash. Compare that to other sites paying just 75-80%, and the higher profits from Cardtonic really add up.

4. Where Can I Convert My Gift Card to Cash?

Cardtonic is the premier online gift card platform to safely and securely convert gift cards into cash at the highest rates possible in Nigeria and Ghana. The intuitive platform streamlines the process of selling any unwanted gift cards, whether they are physical cards or digital codes.

5. Where Can I Buy Gift Cards In Nigeria?

If you’re looking to buy discounted gift cards to resell for profits, Cardtonic is an excellent source in Nigeria. You can purchase gift cards on Cardtonic at rates that allow you to turn around and sell those cards to others for a profit.


In today’s economy, finding creative ways to earn extra income online is extremely valuable. Converting unwanted gift cards into cash is one lucrative opportunity that often goes overlooked. By using Cardtonic’s trusted gift card exchange platform, you can maximize the value you get for cards you can’t use.

Rather than letting that money go to waste, Cardtonic’s streamlined process ensures you get paid out 85-92% of the card’s value in cash to your bank account. It’s a fast, secure way to prevent gift card funds from expiring and earn some extra income with very little effort required on your part.

If you have gift cards lying around collecting dust, turn them into spendable cash through Cardtonic.


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