6 Ways To Cash Out On Your AMEX Gift Cards in 2025

There are still some things in life that require cash. Be it transactional, speculative, or precautionary. The need to have and hold cash does not seem to be dying anytime soon. Luckily for you, the AMEX gift card serves as a very resourceful means of getting cash. In this article, I will be showing you the top six methods of cashing out on your AMEX gift card.

How To Cash Out On Your AMEX Gift Cards in 2025 – 6 Methods

The six possible ways to cash out on your AMEX gift cards in 2025 are; selling your AMEX gift cards for cash on Cardtonic, receiving cash reimbursements for international payments, retail arbitrage, requesting a refund from AMEX, cashing out on low balances, and buying money orders. 

1. Sell Your AMEX Gift Card For Cash on Cardtonic 

This remains the best and quickest way to cash out your AMEX gift card online. Cardtonic is a gift card exchange platform that offers the highest rates for all gift cards, including the AMEX gift card in Nigeria and Ghana. The USA Amex gift card (400 and above) has a whopping rate of 470/$ on Cardtonic. Meaning you can cash out about 188,000 Naira by simply selling your AMEX gift card for Cash on Cardtonic today, as we offer the best return value on AMEX gift card resale. 

This method has no downside because you can trade your AMEX gift card for cash at any time and in any quantity on Cardtonic.

2. Using Your AMEX Gift Cards For Online Payments and Requesting Cash Reimbursement

This method of cashing out would be highly beneficial, especially if you live in Nigeria. Because of the Federal government restrictions on foreign transactions, most local debit cards cannot be used to make payments on international websites. You need to look for people who want to pay for international goods and services, and offer to make such payment on their behalf using AMEX gift cards and get the cash reimbursement. 

The major downside to this method is that you have to be good at networking.

3. Retail Arbitrage

Retail arbitrage simply involves the act of taking advantage of price differences in various markets. The simpler phrase for this is called reselling for profit. To get started, you need to look for items on sale at retail stores like Amazon, Walmart, etc. And then resell it for a slightly higher price on the Facebook marketplace or eBay.

If you are in Nigeria, this is one of the smartest ways of making money online. You can buy biscuits, perfumes, groceries, etc. from Amazon with your AMEX gift card. And then sell it for profit in Nigeria. The only downside to this method is that the whole process is time-consuming.  

4. Request For A Refund

You can also head back to the store of purchase or contact AMEX and request a refund. Although you might need to have a valid reason for returning the AMEX gift card for your request to be granted. 

You can read up on the terms and conditions for refunds on the AMEX website. Or place a call to their customer service at 1-833-205-8622.

5. Cash Out On Low Balances

Some states in America require AMEX to grant cash-out requests of customers on low amounts. Depending on the state you reside in, you may be able to get as low as a $10 cash out from your AMEX gift card balance once requested. 

These sorts of requests are only granted on low amounts, so you might not be able to do much with the cash. 

6. Buy Money Orders 

You can use your AMEX gift cards to pay for Money orders. Take it to the bank, and then exchange your money order for cash. This method is not common because the opportunity to pay for your Money order with an AMEX gift card may or may not be available, and they are also additional charges on Money orders.

Conclusion

The need for cash cannot be overemphasized, and AMEX gift cards serve as the perfect tool that can be utilized to bring cash your way. Although there are various ways of cashing out on your AMEX gift cards, the top six most popular methods currently are; Selling your AMEX gift cards for cash on Cardtonic, receiving cash reimbursements for international payments, retail arbitrage, requesting a refund from AMEX, cashing out on low balances, and buying money orders.